Terms & Conditions
Effective date: 25-06-2025.
1. Introduction
These Terms & Conditions ("Terms") govern your access to and use of the products and services provided by AI Invest Platform ("we", "our", "us"). By accessing or using our website, platform, or services, you agree to be bound by these Terms. If you do not agree, do not use our services.
2. Definitions
- Platform / Services — the website, applications, tools, and other products offered by us.
- User / You — any person or entity using the Platform or Services.
- Account — your registered user account on the Platform.
3. Full Risk Disclosure
The information, content, and tools provided by AI Invest Platform are for educational and informational purposes only and do not constitute financial, investment, tax, or legal advice. Past performance is not indicative of future results. You should consider whether you can afford to take the high risk of losing your money and seek independent advice from a qualified professional if you have any doubts.
Specific risks you should consider include, but are not limited to:
- Market risk — the value of assets may go up or down and you could lose your entire investment.
- Leverage risk — using borrowed funds can amplify gains and losses.
- Liquidity risk — you may not be able to close or exit positions at your desired price.
- Counterparty and operational risk — system outages, execution errors, or insolvency of third parties may lead to losses.
- Regulatory risk — changes in laws or regulation can affect the availability and nature of services.
By using our Services you acknowledge you understand these risks and accept responsibility for your investment decisions.
4. Service Fees & Commissions
We charge fees for certain services. All fees are disclosed to you before you complete a transaction or enable a service. Below is a summary of our standard fee structure. Replace these example fees with your actual fees.
| Service | Fee / Rate | Notes |
|---|---|---|
| Account setup | Free | One-time registration fee (if any) disclosed at signup. |
| Subscription | ₹XXX / month | Billed monthly in advance; subject to renewal. |
| Transaction commission | 0.5% per trade | Applied to executed trades; minimum ₹YY per trade. |
| Withdrawal fee | ₹ZZ or bank charges | May vary by payment method and currency. |
All fees are exclusive of applicable taxes (GST, VAT, etc.), which will be added where required. We reserve the right to update fees; notice of changes will be posted on the Platform and, where required by law, communicated to you in advance.
5. Billing, Payment & Refunds
Payments must be made by the methods we accept. You authorize us to charge your chosen payment method for fees and charges due. Refunds are handled on a case-by-case basis; our refund policy is published here: Refund Policy (or specify a URL).
6. Privacy & Data Policies
We collect, use, store and share personal data in accordance with our Privacy Policy. Please read it carefully; key points:
- Data collected: name, email, phone, identity documents (where required for KYC), transaction history, usage data.
- Purpose: to provide and improve services, process transactions, comply with legal and regulatory obligations (including anti-money laundering and tax), and communicate with you.
- Sharing: we may share data with service providers, payment processors, regulators, or as required by law.
- Retention: we retain data as long as necessary to provide services and to meet legal obligations.
- Security: we use industry-standard security measures to protect your data, but no system is completely secure.
- Your rights: where applicable you may request access, correction, deletion, or export of your personal data.
7. User Responsibilities
- You must provide accurate information and keep your account credentials secure.
- You agree to comply with all applicable laws and not use the Platform for fraudulent or illegal activity.
- We may suspend or terminate accounts for violations of these Terms or suspicious activity.
8. Limitation of Liability
To the maximum extent permitted by law, AI Invest Platform and its directors, officers, employees, agents, and suppliers will not be liable for indirect, incidental, special, consequential or punitive damages, or loss of profits, revenue, data or goodwill arising out of your use of the Platform.
9. Governing Law & Dispute Resolution
These Terms are governed by the laws of [State/Country]. Any disputes shall be subject to the exclusive jurisdiction of the courts located in [City, State/Country], unless otherwise agreed in writing.
10. Changes to These Terms
We may modify these Terms from time to time. We will publish the updated Terms and update the "Effective date" at the top. Continued use of the Platform after changes constitutes acceptance of the revised Terms.